Auto Loans

Why get an Auto loan from FECCCU?

Buying a new car is exciting….and with us it’s simple!  Whether you want a new or used car, truck or SUV, or just want to refinance for a better rate, we’ll help you find exactly what you are looking for! 

  Excellent rates

  Low monthly payments

  No prepayment penalty

  Additional rate discounts available

  Loan terms up to 7 years (84 Months)

Two Options for Financing

Work Directly with us. If you need help buying your next vehicle, our experienced loan professionals are here to get you on the road as fast as possible. Apply using Online Banking https://www.fecccu.com or contact a loan officer at 906-632-4210.

Request our Financing from the Dealership. We work closely with Rodenroth Motors, Soo Motors, O’Connors and Fernelius Hyundai to make sure your financing options are safe, secure and customized to meet your budget.

Credit Life and Disability Insurance

Life is unpredictable, don’t let missed loan payments compound your problems.  Credit Life and Disability Insurance may cover your monthly loan payments if you are unable to work due to illness, disability, an accident or death. 

Most loans with FECCCU are eligible for the added insurance.  Credit Life and Disability Insurance is completely voluntary.  Current rates can be quoted when you take out the loan.

  Peace of mind protection

  Reducing financial burden during disability

  In the event of death, eligible loan balance may be reduced or paid off

Additional Resources

FECCCU is committed to helping you get the best deal! Before you buy or sell a vehicle, be sure to do your research and find out the value of the vehicle. Have peace of mind knowing you are not over-paying for a new vehicle, and/or getting the most for your trade. Loan values, wholesale values, and retail values can be provided for any new or used vehicle or recreational vehicle. Contact us today to help you determine the value of a vehicle, or visit the link below.


Rate discounts are available to members that have automatic payments and an active FECCCU checking account with 5 monthly MasterCard debit transactions. 

Subject to credit approval. Rate may vary based on individual creditworthiness and loan term.

Insurance products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union.  Credit Life and Credit Disability Insurance is offered by Cuna Mutual Group.

Membership with the Credit Union is required and open to all who reside, work, or worship in Chippewa County, Michigan.