Federal Employees of Chippewa County Credit Union is committed to providing the highest quality products and the best possible services to our members. The following fee information is provided as proof of our commitment. Our low fees are just one of the many benefits of credit union membership.
Account Fees
Effective: February 1, 2022
| Item | Fee |
|---|---|
| Inactive Membership Fee | $5.00 per quarter |
| NSF Overdraft Fee (ACH) | $30.00 per item |
| NSF Overdraft Fee (Checks) | $15.00 per item |
| NSF Return Fee (Checks and ACH) | $30.00 per item |
| Stop Payment Fee (Checks, ACH, and Money Orders) | $15.00 per item |
| NSF Deposited or Cashed Check | $25.00 per item |
| Statement Copy | $2.00 per month |
| Check Copy | $5.00 per item |
| Account Reconciliation | $5.00 per hour (min. 1 hour) |
| ACH Early Posting Fee | $10.00 per posting |
We may charge a fee each time an item is submitted or resubmitted for payment; therefore, you may be assessed more than one fee as a result of a returned item and re-submission(s) of the returned item.
ATM / MasterMoney Debit Card Fees
Effective: February 1, 2022
| Item | Fee |
|---|---|
| ATM Transactions | Free if using COOP Network ATM $2.00 per transaction |
| Replacement Card | $5.00 per item |
| Replacement PIN | $2.00 per item |
| Debit Card Chargeback | $25.00 per item |
| NSF Overdraft | $30.00 per item |
| International Transaction Fee | 1% of transaction amount |
General Fees
Effective: February 1, 2022
| Item | Fee |
|---|---|
| Money Order | $1.00 per item |
| Outgoing Wire Transfer | $15.00 per item |
| Loan Extension Fee | $25.00 per loan |
| Loan Processing Fee | $20.00 per loan |
| Cashier Check | $3.00 per item |
| Stop Payment Fee | $15.00 per item |
| Return Mail Fee | $2.00 per item |
| NSF Deposited or Cashed Check | $25.00 per item |
| Garnishment / Levy Processing | $25.00 per item |
| Copies and Fax Services | $1.00 per page |
| Notary | $5.00 per occurrence (free for members) |
| Account Research Fee | $25.00 per hour (min 1 hour) |