Rates Effective as of: April 1, 2020
| Year of Auto | Term | Annual Percentage Rate |
|---|---|---|
| New Auto | ||
| 60 Months | 2.75% to 7.00% | |
| 72 Months | 2.75% to 7.25% | |
| 78 Months | 3.50% to 5.00% | |
| 84 Months | 3.75% to 5.50% | |
| Used Auto 2017 – 2019 | ||
| 48 Months | 3.50% to 7.50% | |
| 60 Months | 3.75% to 7.75% | |
| 72 Months | 3.75% to 8.00% | |
| Used Auto 2014 – 2016 | ||
| 60 Months | 4.00% to 8.00% | |
| 72 Months | 4.25% to 8.25% | |
| Used Auto 2011 – 2013 | ||
| 48 Months | 5.00% to 9.00% | |
| 60 Months | 5.50% to 9.50% | |
| Used Auto 2008 – 2010 | ||
| 48 Months | 6.00% to 10.00% | |
| 60 Months | 6.50% to 10.50% | |
| Used Auto 2007 and Older | ||
| 48 Months | 7.00% to 11.00% |
APR=Annual Percentage Rate. APR is based on the term of loan, credit score, collateral, and loan to value. Lowest rate shown is offered to applicants with excellent credit scores. New money only. Rates are subject to change at any time. Same-day loan approval on most automobile loan applications. Contact a Member Service Representative for more details.
Auto Loan Rate Discount
An additional 0.25% rate discount is applied when a member has an active checking account with 5 or more monthly debit transactions and automatic transfer for monthly loan payments.
Applying is Simple and Easy: In person, fax, or Online Banking. If you already have a loan with us, just call 906-632-4210 and one of our loan officers will be happy to assist you over the phone.