Personal Loan Rates

Rates Effective as of: October 1, 2019

TermAnnual Percentage Rate
Personal Unsecured Loans
12 Months4.99% to 9.99%
24 Months5.49% to 10.49%
36 Months5.99% to 10.99%
48 Months6.49% to 11.49%
Shared Secured Loans
Up to 60 Months3.00%
Up to 72 Months4.00%
Personal Line of Credit Loans 13.50%
Visa Classic Credit Card12.50%
Unsecured Note Loans14.00%

APR=Annual Percentage Rate. APR is based on the term of loan and credit score. Lowest rate shown is offered to applicants with excellent credit scores. New money only. Rates are subject to change at any time. Same-day loan approval on most loan applications. Contact a Member Service Representative for more details.

Applying is Simple and Easy:  In person, fax, or Online Banking. If you already have a loan with us, just call 906-632-4210 and one of our loan officers will be happy to assist you over the phone.