Personal Loan Rates

Rates Effective as of: July 20, 2023

Loan TypeTermAnnual Percentage Rate
Personal Unsecured Loans
12 Months6.00% to 11.00%
24 Months6.50% to 11.50%
36 Months7.50% to 12.50%
48 Months8.50% to 13.50%
Shared Secured Loans
60 Months5.00%
72 Months5.50%
Personal Line of Credit Loans 13.50%
Visa Classic Credit Card12.50%
Unsecured Note Loans14.00%

APR=Annual Percentage Rate. APR is based on the term of loan and credit score. Lowest rate shown is offered to applicants with excellent credit scores. New money only. Rates are subject to change at any time. Same-day loan approval on most loan applications. Contact a Member Service Representative for more details. Payment Example: $1,000 at 3.99% APR for 12 months equals $85.15.

Applying is Simple and Easy:  In person, fax, or Online Banking. If you already have a loan with us, just call 906-379-3713 and one of our loan officers will be happy to assist you over the phone.