Rates Effective as of: July 20, 2023
| Loan Type | Term | Annual Percentage Rate |
|---|---|---|
| Personal Unsecured Loans | ||
| 12 Months | 6.00% to 11.00% | |
| 24 Months | 6.50% to 11.50% | |
| 36 Months | 7.50% to 12.50% | |
| 48 Months | 8.50% to 13.50% | |
| Shared Secured Loans | ||
| 60 Months | 5.00% | |
| 72 Months | 5.50% | |
| Personal Line of Credit Loans | 13.50% | |
| Visa Classic Credit Card | 12.50% | |
| Unsecured Note Loans | 14.00% |
APR=Annual Percentage Rate. APR is based on the term of loan and credit score. Lowest rate shown is offered to applicants with excellent credit scores. New money only. Rates are subject to change at any time. Same-day loan approval on most loan applications. Contact a Member Service Representative for more details. Payment Example: $1,000 at 3.99% APR for 12 months equals $85.15.
Applying is Simple and Easy: In person, fax, or Online Banking. If you already have a loan with us, just call 906-379-3713 and one of our loan officers will be happy to assist you over the phone.