Recreational Loan Rates

Rates Effective as of: October 1, 2019

TermAnnual Percentage Rate
New Recreational Collateral
Up to 72 Months 3.75% to 7.75%
Up to 120 Months (5 Year Balloon)4.25% to 8.25%
Used Recreational Collateral
Up to 72 Months4.75% to 8.75%
Up to 120 Months (5 Year Balloon)5.25% to 9.25%

Only Travel Trailers, Campers, Motorcycles, Boats, Tractors, and Classic Vehicles with a loan amount $12,000.00 and over qualify for terms over 72 months.

A 5 Year balloon will apply for all financing terms over 72 months.

APR=Annual Percentage Rate. APR is based on the term of loan, credit score, collateral, and loan to value. Lowest rate shown is offered to applicants with excellent credit scores. New money only. Rates are subject to change at any time. Same-day loan approval on most recreational loan applications. Contact a Member Service Representative for more details.

Recreational Loan Rate Discount

An additional 0.25% rate discount is applied when a member has an active checking account with 5 or more monthly debit transactions and automatic transfer for monthly loan payments.

Applying is Simple and Easy:  In person, fax, or Online Banking. If you already have a loan with us, just call 906-632-4210 and one of our loan officers will be happy to assist you over the phone.