Savings Rates

Rates Effective as of: March 24, 2023

TypeDividend RateAnnual Percentage Yield (APY)Dividend CompoundedDividends CreditedDividend Period
Regular Savings Accounts0.05%0.05%QuarterlyQuarterlyQuarterly (calendar)
Christmas Savings Accounts0.05%0.05%QuarterlyQuarterlyQuarterly (calendar)
Special Savings Accounts0.05%0.05%QuarterlyQuarterlyQuarterly (calendar)
IRA Accounts0.50%0.50%Quarterly Quarterly Quarterly (calendar)

Dividend rates and fees are subject to change. The minimum balance to earn the stated dividend rate is $5.00. Fees may reduce earnings. Membership with the Credit Union is required and open to all who live, work, or worship in Chippewa County, Michigan. A minimum opening balance of $5.00 is required to open a savings account.

All accounts at Federal Employees of Chippewa County Credit Union are insured up to $250,000 by the NCUA, an agency of the Federal Government.