Share Certificate Accounts

Make your money work for you while you save and profit from dividends earned.  You can select terms ranging from 6 months – 5 years – all at competitive dividend rates. 

Fixed Annual Percentage Yield (APY)

Minimum deposit $500.00

Dividends deposited or compounded monthly


APY = Annual Percentage Yield. A minimum deposit of $500.00 is required to earn the stated APY. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings.

All current and available dividends and fees are available in the Share Certificate Rates and Fees tab.

All accounts at Federal Employees of Chippewa County Credit Union are insured up to $250,000 by the NCUA, an agency of the Federal Government. For more information on NCUA Share Insurance Coverage visit: NCUA Share Insurance

Membership with the Credit Union is required and open to all who reside, work, or worship in Chippewa County, Michigan.