Share Certificate Rates

Rates Effective as of: October 28, 2019

TermDividend RateAnnual Percentage Yield (APY)Minimum Deposit
180 Days0.40%0.40%$500.00
12 Months0.50%0.50% $500.00
18 Months0.60%0.60% $500.00
24 Months0.75%0.75% $500.00
36 Months1.00%1.00% $500.00
60 Months1.25%1.26% $500.00

APY=Annual Percentage Yield. A minimum deposit of $500.00 is required to earn the stated APY. The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Dividend rates subject to change. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings.

Membership with the Credit Union is required and open to all who live, work or worship in Chippewa County, Michigan.