Whether you’re an undergraduate, graduate, or parent — we have options to meet your specific needs.
Sallie Mae® Smart Option Student Loan®
Competitive interest rates
Multiple repayment options
No origination fee or prepayment penalty1
1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.